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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,225 | $95,404-23.2% | $113,397-35.4% | $82,637-11.4% |
| Participation rate | 74.1% | 72.8%+1.3pp | 76.5%-2.4pp | 68.1%+6.0pp |
| Annual return | 8.14% | 19.08%-10.9pp | 23.20%-15.1pp | 53.51%-45.4pp |
| Employer contribution / active EE | $1,518 | $2,307-34.2% | $2,977-49.0% | $2,552-40.5% |
| Participant deferral / active EE | $3,394 | $4,220-19.6% | $5,076-33.2% | $4,126-17.8% |
| Admin fee / account holder | $31,953 | $9,168+248.5% | $11,957+167.2% | $7,339+335.4% |