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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,434 | $99,345-50.2% | $84,753-41.7% | $273,972-82.0% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.36% | 22.93%-16.6pp | 22.78%-16.4pp | 41.46%-35.1pp |
| Employer contribution / active EE | $4,012 | $4,214-4.8% | $3,574+12.2% | $4,869-17.6% |
| Participant deferral / active EE | $612 | $4,270-85.7% | $3,712-83.5% | $5,287-88.4% |
| Admin fee / account holder | $505 | $6,645-92.4% | $5,333-90.5% | $10,133-95.0% |