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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,290 | $124,330+41.0% | $109,173+60.6% | $167,536+4.6% |
| Participation rate | 60.0% | 79.5%-19.5pp | 75.9%-15.9pp | 82.1%-22.1pp |
| Annual return | 9.82% | 26.04%-16.2pp | 25.75%-15.9pp | 478.82%-469.0pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $5,184 | $5,256-1.4% | $4,654+11.4% | $6,342-18.3% |
| Admin fee / account holder | $3,180 | $7,974-60.1% | $6,755-52.9% | $12,315-74.2% |