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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,973 | $178,174+12.2% | $156,181+28.0% | $137,256+45.7% |
| Participation rate | 93.8% | 82.0%+11.7pp | 78.8%+14.9pp | 80.0%+13.8pp |
| Annual return | 9.38% | 84.19%-74.8pp | 64.87%-55.5pp | 220.34%-211.0pp |
| Employer contribution / active EE | $9,027 | $4,972+81.6% | $4,294+110.2% | $4,156+117.2% |
| Participant deferral / active EE | $7,610 | $6,888+10.5% | $6,132+24.1% | $6,407+18.8% |
| Admin fee / account holder | $66,833 | $17,404+284.0% | $14,586+358.2% | $12,270+444.7% |