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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,610 | $92,219+236.8% | $76,768+304.6% | $135,379+129.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -1.10% | 5.46%-6.6pp | 2.43%-3.5pp | 519.79%-520.9pp |
| Employer contribution / active EE | $5,501 | $3,216+71.1% | $2,485+121.3% | $4,779+15.1% |
| Participant deferral / active EE | $6,540 | $4,508+45.1% | $3,852+69.8% | $5,609+16.6% |
| Admin fee / account holder | $99,160 | $10,749+822.5% | $6,675+1385.5% | $10,828+815.8% |