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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,078 | $88,707+264.2% | $74,184+335.5% | $273,972+17.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 4.79% | 11.94%-7.2pp | 17.74%-12.9pp | 41.46%-36.7pp |
| Employer contribution / active EE | $5,651 | $3,159+78.9% | $2,370+138.4% | $4,869+16.1% |
| Participant deferral / active EE | $8,800 | $4,212+108.9% | $3,550+147.9% | $5,287+66.4% |
| Admin fee / account holder | $5,437 | $8,717-37.6% | $5,586-2.7% | $10,133-46.3% |