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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,652 | $148,629+194.5% | $135,982+221.8% | $139,487+213.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.03% | 79.33%-63.3pp | 68.32%-52.3pp | 373.84%-357.8pp |
| Employer contribution / active EE | $1,033 | $5,247-80.3% | $4,859-78.7% | $4,755-78.3% |
| Participant deferral / active EE | $5,854 | $8,102-27.7% | $7,760-24.6% | $6,713-12.8% |
| Admin fee / account holder | $7,354 | $12,406-40.7% | $10,767-31.7% | $11,407-35.5% |