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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,322 | $138,076+113.9% | $123,553+139.0% | $135,380+118.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.48% | 153.70%-160.2pp | 119.21%-125.7pp | 519.81%-526.3pp |
| Employer contribution / active EE | $2,704 | $5,152-47.5% | $4,628-41.6% | $4,779-43.4% |
| Participant deferral / active EE | $7,691 | $6,800+13.1% | $6,426+19.7% | $5,609+37.1% |
| Admin fee / account holder | $9,264 | $10,917-15.1% | $9,284-0.2% | $10,828-14.4% |