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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,604 | $127,387+118.7% | $115,038+142.2% | $125,389+122.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.31% | 31.28%-31.6pp | 26.14%-26.4pp | 282.24%-282.5pp |
| Employer contribution / active EE | $6,343 | $5,166+22.8% | $4,608+37.7% | $4,866+30.4% |
| Participant deferral / active EE | $7,283 | $6,423+13.4% | $6,026+20.8% | $5,352+36.1% |
| Admin fee / account holder | $1,090 | $9,516-88.5% | $8,175-86.7% | $9,541-88.6% |