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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,184 | $102,429+375.6% | $147,096+231.2% | $80,925+502.0% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 18.60% | 135.02%-116.4pp | 419.75%-401.2pp | 35.65%-17.1pp |
| Employer contribution / active EE | $4,433 | $3,716+19.3% | $4,936-10.2% | $2,756+60.8% |
| Participant deferral / active EE | $8,692 | $6,649+30.7% | $8,071+7.7% | $4,299+102.2% |
| Admin fee / account holder | $11,323 | $7,957+42.3% | $13,005-12.9% | $6,940+63.1% |