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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,452 | $82,674+302.1% | $125,381+165.2% | $68,486+385.4% |
| Participation rate | 96.7% | 75.1%+21.6pp | 82.4%+14.3pp | 67.9%+28.8pp |
| Annual return | -18.01% | -5.97%-12.0pp | 572.31%-590.3pp | -7.85%-10.2pp |
| Employer contribution / active EE | $3,840 | $3,382+13.5% | $4,815-20.3% | $2,597+47.9% |
| Participant deferral / active EE | $8,516 | $6,111+39.4% | $7,448+14.3% | $4,028+111.4% |
| Admin fee / account holder | $3,085 | $6,277-50.9% | $10,007-69.2% | $5,404-42.9% |