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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,123 | $58,493-67.3% | $84,023-77.2% | $72,976-73.8% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 25.80% | 28.93%-3.1pp | 71.32%-45.5pp | 81.02%-55.2pp |
| Employer contribution / active EE | $1,859 | $1,163+59.8% | $1,984-6.3% | $2,440-23.8% |
| Participant deferral / active EE | $4,187 | $2,394+74.9% | $3,239+29.3% | $3,608+16.1% |
| Admin fee / account holder | $1,177 | $4,569-74.2% | $6,102-80.7% | $5,124-77.0% |