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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,370 | $54,541-81.0% | $78,778-86.8% | $70,126-85.2% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.2%+30.8pp | 69.5%+30.5pp |
| Annual return | 25.63% | 21.07%+4.6pp | 35.62%-10.0pp | 73.15%-47.5pp |
| Employer contribution / active EE | $1,865 | $1,089+71.3% | $1,986-6.1% | $2,343-20.4% |
| Participant deferral / active EE | $4,289 | $2,210+94.0% | $2,958+45.0% | $3,332+28.7% |
| Admin fee / account holder | $1,122 | $3,709-69.7% | $5,134-78.1% | $4,645-75.8% |