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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,085 | $50,947-74.3% | $74,551-82.4% | $64,173-79.6% |
| Participation rate | 94.1% | 61.1%+33.1pp | 69.1%+25.0pp | 69.6%+24.5pp |
| Annual return | -10.49% | -1.85%-8.6pp | 32.53%-43.0pp | 7.63%-18.1pp |
| Employer contribution / active EE | $1,667 | $1,115+49.5% | $1,961-15.0% | $2,381-30.0% |
| Participant deferral / active EE | $3,712 | $2,302+61.3% | $3,108+19.4% | $3,470+7.0% |
| Admin fee / account holder | $804 | $4,221-80.9% | $5,059-84.1% | $4,887-83.5% |