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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,791,126 | $212,386+743.3% | $199,883+796.1% | $138,895+1189.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 10.37% | 47.75%-37.4pp | 43.81%-33.4pp | 145.39%-135.0pp |
| Employer contribution / active EE | $31,226 | $6,625+371.4% | $6,261+398.7% | $4,194+644.5% |
| Participant deferral / active EE | $5,660 | $9,617-41.1% | $9,138-38.1% | $6,396-11.5% |
| Admin fee / account holder | $21,600 | $18,233+18.5% | $17,268+25.1% | $12,562+71.9% |