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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $948,794 | $197,637+380.1% | $177,848+433.5% | $158,982+496.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 3.20% | 58.77%-55.6pp | 48.33%-45.1pp | 302.99%-299.8pp |
| Employer contribution / active EE | $25,662 | $6,698+283.1% | $5,919+333.6% | $4,763+438.8% |
| Participant deferral / active EE | $19,769 | $8,405+135.2% | $7,714+156.3% | $5,983+230.4% |
| Admin fee / account holder | $30,039 | $15,406+95.0% | $12,431+141.6% | $11,252+167.0% |