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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,207 | $77,816-13.6% | $123,549-45.6% | $64,181+4.7% |
| Participation rate | 98.7% | 74.7%+24.0pp | 82.3%+16.4pp | 69.6%+29.2pp |
| Annual return | -6.97% | 12.49%-19.5pp | 119.20%-126.2pp | 7.63%-14.6pp |
| Employer contribution / active EE | $3,775 | $3,014+25.2% | $4,628-18.4% | $2,381+58.6% |
| Participant deferral / active EE | $3,554 | $5,240-32.2% | $6,426-44.7% | $3,470+2.4% |
| Admin fee / account holder | $1,116 | $5,519-79.8% | $9,284-88.0% | $4,887-77.2% |