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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,145 | $76,551-12.3% | $123,894-45.8% | $62,881+6.8% |
| Participation rate | 98.2% | 73.0%+25.2pp | 81.4%+16.8pp | 69.3%+28.9pp |
| Annual return | 8.19% | 18.68%-10.5pp | 47.52%-39.3pp | 20.14%-12.0pp |
| Employer contribution / active EE | $3,457 | $2,882+20.0% | $4,617-25.1% | $2,281+51.6% |
| Participant deferral / active EE | $3,318 | $4,840-31.4% | $5,984-44.6% | $3,203+3.6% |
| Admin fee / account holder | $535 | $4,826-88.9% | $8,357-93.6% | $4,296-87.5% |