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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,204 | $88,672+207.0% | $105,223+158.7% | $82,448+230.2% |
| Participation rate | 87.2% | 67.9%+19.3pp | 75.0%+12.1pp | 68.1%+19.1pp |
| Annual return | 11.76% | 30.86%-19.1pp | 180.65%-168.9pp | 41.64%-29.9pp |
| Employer contribution / active EE | $14,989 | $3,048+391.8% | $3,689+306.4% | $2,551+487.6% |
| Participant deferral / active EE | $3,042 | $4,036-24.6% | $5,072-40.0% | $4,139-26.5% |
| Admin fee / account holder | $36,921 | $7,146+416.7% | $8,859+316.8% | $7,234+410.4% |