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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,176 | $81,504+243.8% | $102,437+173.5% | $80,959+246.1% |
| Participation rate | 97.4% | 66.9%+30.6pp | 74.5%+22.9pp | 67.7%+29.8pp |
| Annual return | 11.62% | 25.60%-14.0pp | 24.95%-13.3pp | 35.67%-24.0pp |
| Employer contribution / active EE | $13,240 | $3,104+326.6% | $3,871+242.1% | $2,757+380.2% |
| Participant deferral / active EE | $2,841 | $3,871-26.6% | $5,060-43.9% | $4,300-33.9% |
| Admin fee / account holder | $26,815 | $6,719+299.1% | $8,388+219.7% | $6,925+287.2% |