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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,204 | $93,345+191.6% | $119,126+128.5% | $87,485+211.1% |
| Participation rate | 87.2% | 68.7%+18.4pp | 75.8%+11.4pp | 68.9%+18.2pp |
| Annual return | 11.76% | 19.08%-7.3pp | 282.11%-270.4pp | 26.06%-14.3pp |
| Employer contribution / active EE | $14,989 | $3,172+372.6% | $4,034+271.6% | $2,596+477.3% |
| Participant deferral / active EE | $3,042 | $4,099-25.8% | $5,318-42.8% | $4,274-28.8% |
| Admin fee / account holder | $36,921 | $8,039+359.3% | $10,693+245.3% | $7,775+374.9% |