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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,609 | $96,361+4.4% | $80,607+24.8% | $139,456-27.9% |
| Participation rate | 14.3% | 73.6%-59.4pp | 67.0%-52.7pp | 80.3%-66.0pp |
| Annual return | 19.54% | 1350.95%-1331.4pp | 936.11%-916.6pp | 373.45%-353.9pp |
| Employer contribution / active EE | $733 | $3,262-77.5% | $2,724-73.1% | $4,753-84.6% |
| Participant deferral / active EE | $1,466 | $5,232-72.0% | $4,448-67.0% | $6,711-78.2% |
| Admin fee / account holder | $1,279 | $6,601-80.6% | $5,379-76.2% | $11,407-88.8% |