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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,288 | $93,117-23.4% | $77,096-7.5% | $134,532-47.0% |
| Participation rate | 20.0% | 74.5%-54.5pp | 67.9%-47.9pp | 81.2%-61.2pp |
| Annual return | 232.26% | 62.67%+169.6pp | 42.35%+189.9pp | 418.27%-186.0pp |
| Employer contribution / active EE | $1,200 | $3,420-64.9% | $2,814-57.4% | $4,741-74.7% |
| Participant deferral / active EE | $2,000 | $5,241-61.8% | $4,429-54.8% | $6,401-68.8% |
| Admin fee / account holder | $929 | $6,948-86.6% | $5,428-82.9% | $11,429-91.9% |