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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,364 | $106,267+7.6% | $96,520+18.5% | $139,456-18.0% |
| Participation rate | 84.6% | 77.8%+6.8pp | 74.3%+10.3pp | 80.3%+4.3pp |
| Annual return | 13.03% | 38.45%-25.4pp | 35.72%-22.7pp | 373.45%-360.4pp |
| Employer contribution / active EE | $2,481 | $4,105-39.6% | $3,739-33.6% | $4,753-47.8% |
| Participant deferral / active EE | $5,242 | $5,454-3.9% | $4,879+7.4% | $6,711-21.9% |
| Admin fee / account holder | $11,494 | $7,882+45.8% | $6,733+70.7% | $11,407+0.8% |