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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,621 | $107,353-8.1% | $92,903+6.2% | $152,885-35.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.16% | 145.62%-124.5pp | 109.43%-88.3pp | 345.39%-324.2pp |
| Employer contribution / active EE | $8,579 | $4,222+103.2% | $3,653+134.8% | $4,763+80.1% |
| Participant deferral / active EE | $5,319 | $4,848+9.7% | $4,238+25.5% | $5,851-9.1% |
| Admin fee / account holder | $1,279 | $7,081-81.9% | $5,795-77.9% | $11,598-89.0% |