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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,680 | $72,071+787.6% | $68,368+835.6% | $137,256+366.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 9.65% | 353.14%-343.5pp | 292.57%-282.9pp | 220.34%-210.7pp |
| Employer contribution / active EE | $8,744 | $2,788+213.6% | $2,649+230.1% | $4,156+110.4% |
| Participant deferral / active EE | $9,474 | $4,410+114.8% | $4,123+129.8% | $6,407+47.9% |
| Admin fee / account holder | $68,830 | $5,336+1190.0% | $5,150+1236.6% | $12,270+461.0% |