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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,021 | $124,336+27.9% | $111,303+42.9% | $167,518-5.1% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 14.74% | 37.45%-22.7pp | 54.66%-39.9pp | 478.71%-464.0pp |
| Employer contribution / active EE | $2,793 | $3,436-18.7% | $2,731+2.3% | $4,838-42.3% |
| Participant deferral / active EE | $3,992 | $5,181-22.9% | $4,487-11.0% | $6,342-37.1% |
| Admin fee / account holder | $6,267 | $10,623-41.0% | $7,966-21.3% | $12,312-49.1% |