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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,568 | $100,805+28.5% | $86,698+49.4% | $134,532-3.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -23.12% | 29.09%-52.2pp | 35.95%-59.1pp | 418.27%-441.4pp |
| Employer contribution / active EE | $3,332 | $3,490-4.5% | $2,837+17.4% | $4,741-29.7% |
| Participant deferral / active EE | $5,807 | $5,339+8.8% | $4,656+24.7% | $6,401-9.3% |
| Admin fee / account holder | $355 | $10,925-96.8% | $7,493-95.3% | $11,429-96.9% |