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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,755 | $95,915+17.6% | $79,580+41.7% | $134,532-16.2% |
| Participation rate | 91.7% | 75.0%+16.6pp | 69.5%+22.2pp | 81.2%+10.4pp |
| Annual return | -12.51% | -2.71%-9.8pp | 0.15%-12.7pp | 418.27%-430.8pp |
| Employer contribution / active EE | $1,381 | $3,129-55.9% | $2,413-42.8% | $4,741-70.9% |
| Participant deferral / active EE | $1,792 | $4,693-61.8% | $3,985-55.0% | $6,401-72.0% |
| Admin fee / account holder | $3,900 | $9,132-57.3% | $6,835-42.9% | $11,429-65.9% |