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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,405 | $112,933+5.7% | $90,970+31.3% | $158,982-24.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 10.64% | 215.82%-205.2pp | 134.60%-124.0pp | 302.99%-292.3pp |
| Employer contribution / active EE | $928 | $2,893-67.9% | $2,122-56.3% | $4,763-80.5% |
| Participant deferral / active EE | $1,265 | $4,128-69.4% | $3,373-62.5% | $5,983-78.9% |
| Admin fee / account holder | $416 | $8,047-94.8% | $5,961-93.0% | $11,252-96.3% |