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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,183 | $80,992-5.9% | $96,534-21.1% | $75,173+1.3% |
| Participation rate | 58.6% | 71.8%-13.2pp | 76.0%-17.4pp | 67.2%-8.6pp |
| Annual return | 17.15% | 27.05%-9.9pp | 25.88%-8.7pp | 160.72%-143.6pp |
| Employer contribution / active EE | $0 | $2,283-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,194 | $3,929-44.2% | $4,851-54.8% | $4,126-46.8% |
| Admin fee / account holder | $56 | $6,717-99.2% | $8,253-99.3% | $5,651-99.0% |