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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,159 | $98,240-52.0% | $82,312-42.7% | $147,586-68.0% |
| Participation rate | 88.9% | 79.7%+9.2pp | 76.9%+12.0pp | 82.8%+6.1pp |
| Annual return | 12.75% | 30.85%-18.1pp | 25.88%-13.1pp | 578.59%-565.8pp |
| Employer contribution / active EE | $0 | $3,192-100.0% | $2,428-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,776 | $4,383-36.7% | $3,706-25.1% | $5,439-49.0% |
| Admin fee / account holder | $705 | $8,563-91.8% | $5,608-87.4% | $10,886-93.5% |