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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,676 | $156,398+80.7% | $147,318+91.9% | $138,895+103.5% |
| Participation rate | 84.2% | 83.8%+0.5pp | 82.1%+2.1pp | 79.9%+4.3pp |
| Annual return | 14.78% | 78.75%-64.0pp | 70.43%-55.7pp | 145.39%-130.6pp |
| Employer contribution / active EE | $14,404 | $4,853+196.8% | $4,593+213.6% | $4,194+243.4% |
| Participant deferral / active EE | $4,847 | $8,237-41.2% | $7,906-38.7% | $6,396-24.2% |
| Admin fee / account holder | $3,328 | $14,976-77.8% | $13,708-75.7% | $12,562-73.5% |