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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,303 | $148,623+58.3% | $135,974+73.1% | $139,466+68.7% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 10.29% | 79.30%-69.0pp | 68.30%-58.0pp | 373.66%-363.4pp |
| Employer contribution / active EE | $16,588 | $5,246+216.2% | $4,859+241.4% | $4,754+248.9% |
| Participant deferral / active EE | $8,356 | $8,103+3.1% | $7,760+7.7% | $6,712+24.5% |
| Admin fee / account holder | $15,425 | $12,406+24.3% | $10,767+43.3% | $11,409+35.2% |