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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,759 | $90,614-24.1% | $76,089-9.6% | $145,877-52.9% |
| Participation rate | 62.5% | 74.5%-12.0pp | 69.1%-6.6pp | 80.3%-17.8pp |
| Annual return | 21.54% | 623.80%-602.3pp | 360.94%-339.4pp | 551.28%-529.7pp |
| Employer contribution / active EE | $1,132 | $3,324-65.9% | $2,690-57.9% | $4,663-75.7% |
| Participant deferral / active EE | $1,285 | $5,168-75.1% | $4,259-69.8% | $6,691-80.8% |
| Admin fee / account holder | $67,727 | $8,376+708.5% | $6,418+955.3% | $13,402+405.3% |