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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $586,729 | $105,198+457.7% | $159,455+268.0% | $85,856+583.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 11.92% | 45.08%-33.2pp | 263.63%-251.7pp | 318.58%-306.7pp |
| Employer contribution / active EE | $13,652 | $3,319+311.4% | $4,830+182.6% | $2,565+432.2% |
| Participant deferral / active EE | $12,057 | $5,946+102.8% | $7,353+64.0% | $3,952+205.1% |
| Admin fee / account holder | $26,953 | $6,934+288.7% | $10,800+149.6% | $6,261+330.5% |