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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,440 | $76,551+335.6% | $123,894+169.1% | $62,881+430.3% |
| Participation rate | 96.7% | 73.0%+23.7pp | 81.4%+15.3pp | 69.3%+27.4pp |
| Annual return | 7.85% | 18.68%-10.8pp | 47.52%-39.7pp | 20.14%-12.3pp |
| Employer contribution / active EE | $11,011 | $2,882+282.0% | $4,617+138.5% | $2,281+382.7% |
| Participant deferral / active EE | $9,030 | $4,840+86.6% | $5,984+50.9% | $3,203+181.9% |
| Admin fee / account holder | $7,853 | $4,826+62.7% | $8,357-6.0% | $4,296+82.8% |