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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,066 | $109,872-19.8% | $98,483-10.6% | $167,536-47.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 11.33% | 1959.31%-1948.0pp | 1494.38%-1483.1pp | 478.82%-467.5pp |
| Employer contribution / active EE | $4,842 | $3,225+50.1% | $2,961+63.6% | $4,839+0.1% |
| Participant deferral / active EE | $5,960 | $4,673+27.5% | $4,276+39.4% | $6,342-6.0% |
| Admin fee / account holder | $1,652 | $6,757-75.6% | $5,953-72.3% | $12,315-86.6% |