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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,380 | $100,938-22.3% | $90,461-13.4% | $158,982-50.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 16.83% | 1727.20%-1710.4pp | 1294.76%-1277.9pp | 302.99%-286.2pp |
| Employer contribution / active EE | $4,396 | $3,691+19.1% | $3,264+34.7% | $4,763-7.7% |
| Participant deferral / active EE | $5,605 | $4,350+28.9% | $3,964+41.4% | $5,983-6.3% |
| Admin fee / account holder | $596 | $6,510-90.8% | $5,617-89.4% | $11,252-94.7% |