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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,752 | $99,017-54.8% | $86,587-48.3% | $147,585-69.7% |
| Participation rate | 94.1% | 76.3%+17.8pp | 73.5%+20.6pp | 82.8%+11.3pp |
| Annual return | 15.58% | 1312.37%-1296.8pp | 964.86%-949.3pp | 578.56%-563.0pp |
| Employer contribution / active EE | $4,270 | $3,132+36.3% | $2,839+50.4% | $4,876-12.4% |
| Participant deferral / active EE | $4,017 | $3,972+1.1% | $3,609+11.3% | $5,439-26.1% |
| Admin fee / account holder | $360 | $5,710-93.7% | $4,906-92.7% | $10,885-96.7% |