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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,535 | $70,435-73.7% | $96,575-80.8% | $85,856-78.4% |
| Participation rate | 68.6% | 61.8%+6.8pp | 69.8%-1.2pp | 69.3%-0.7pp |
| Annual return | 27.56% | 18.59%+9.0pp | 37.79%-10.2pp | 318.58%-291.0pp |
| Employer contribution / active EE | $1,460 | $1,413+3.3% | $2,357-38.0% | $2,565-43.1% |
| Participant deferral / active EE | $3,823 | $2,894+32.1% | $3,849-0.7% | $3,952-3.3% |
| Admin fee / account holder | $222 | $4,997-95.6% | $6,182-96.4% | $6,261-96.5% |