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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,632 | $59,813-68.8% | $79,580-76.6% | $68,486-72.8% |
| Participation rate | 80.0% | 61.1%+18.9pp | 69.5%+10.5pp | 67.9%+12.1pp |
| Annual return | -21.57% | -12.30%-9.3pp | 0.15%-21.7pp | -7.85%-13.7pp |
| Employer contribution / active EE | $6,813 | $1,505+352.6% | $2,413+182.3% | $2,597+162.4% |
| Participant deferral / active EE | $4,893 | $3,024+61.8% | $3,985+22.8% | $4,028+21.5% |
| Admin fee / account holder | $727 | $4,835-85.0% | $6,835-89.4% | $5,404-86.6% |