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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,845 | $81,403-42.5% | $147,027-68.1% | $87,485-46.5% |
| Participation rate | 100.0% | 63.4%+36.6pp | 73.7%+26.3pp | 68.9%+31.1pp |
| Annual return | 9.52% | 16.51%-7.0pp | 20.23%-10.7pp | 26.06%-16.5pp |
| Employer contribution / active EE | $1,351 | $2,205-38.7% | $3,626-62.7% | $2,596-48.0% |
| Participant deferral / active EE | $2,062 | $3,315-37.8% | $4,933-58.2% | $4,274-51.7% |
| Admin fee / account holder | $3,677 | $6,755-45.6% | $12,223-69.9% | $7,775-52.7% |