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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,225 | $94,766+134.5% | $112,923+96.8% | $139,487+59.3% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 20.43% | 40.96%-20.5pp | 34.13%-13.7pp | 373.84%-353.4pp |
| Employer contribution / active EE | $1,757 | $4,636-62.1% | $4,570-61.6% | $4,755-63.0% |
| Participant deferral / active EE | $9,447 | $6,523+44.8% | $6,520+44.9% | $6,713+40.7% |
| Admin fee / account holder | $1,225 | $8,529-85.6% | $7,046-82.6% | $11,407-89.3% |