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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,754 | $114,237+131.8% | $119,258+122.0% | $167,536+58.0% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.1%+17.9pp |
| Annual return | 13.92% | 29.87%-15.9pp | 30.69%-16.8pp | 478.82%-464.9pp |
| Employer contribution / active EE | $1,411 | $4,481-68.5% | $4,384-67.8% | $4,839-70.8% |
| Participant deferral / active EE | $3,897 | $6,084-35.9% | $6,111-36.2% | $6,342-38.6% |
| Admin fee / account holder | $3,732 | $8,932-58.2% | $7,226-48.3% | $12,315-69.7% |