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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,709 | $102,828+75.7% | $105,387+71.5% | $152,909+18.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.29% | 20.85%+2.4pp | 26.82%-3.5pp | 345.46%-322.2pp |
| Employer contribution / active EE | $1,807 | $4,473-59.6% | $4,213-57.1% | $4,764-62.1% |
| Participant deferral / active EE | $7,024 | $5,465+28.5% | $5,502+27.7% | $5,851+20.0% |
| Admin fee / account holder | $2,362 | $8,683-72.8% | $6,559-64.0% | $11,601-79.6% |