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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,012 | $111,535+179.7% | $105,223+196.5% | $137,256+127.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.09% | 237.85%-223.8pp | 180.65%-166.6pp | 220.34%-206.2pp |
| Employer contribution / active EE | $11,089 | $3,939+181.5% | $3,689+200.6% | $4,156+166.8% |
| Participant deferral / active EE | $10,209 | $5,500+85.6% | $5,072+101.3% | $6,407+59.4% |
| Admin fee / account holder | $8,325 | $9,721-14.4% | $8,859-6.0% | $12,270-32.2% |