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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,112 | $56,197+170.7% | $67,652+124.8% | $59,633+155.1% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -2.94% | 18508.10%-18511.0pp | 6625.40%-6628.3pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $4,414 | $1,615+173.4% | $2,266+94.8% | $2,203+100.4% |
| Participant deferral / active EE | $6,744 | $2,844+137.2% | $3,560+89.4% | $3,192+111.3% |
| Admin fee / account holder | $853 | $3,958-78.4% | $4,821-82.3% | $4,297-80.1% |