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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,869 | $103,392+171.7% | $87,104+222.5% | $152,897+83.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 15.20% | 28.10%-12.9pp | 28.19%-13.0pp | 345.43%-330.2pp |
| Employer contribution / active EE | $4,360 | $3,221+35.4% | $2,521+72.9% | $4,764-8.5% |
| Participant deferral / active EE | $9,155 | $4,778+91.6% | $4,048+126.1% | $5,851+56.5% |
| Admin fee / account holder | $8,312 | $12,194-31.8% | $7,491+11.0% | $11,599-28.3% |