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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,256 | $67,411+50.2% | $91,004+11.3% | $70,126+44.4% |
| Participation rate | 93.1% | 71.4%+21.7pp | 75.6%+17.5pp | 69.5%+23.6pp |
| Annual return | 14.21% | -40.16%+54.4pp | 4.60%+9.6pp | 73.15%-58.9pp |
| Employer contribution / active EE | $1,069 | $1,786-40.1% | $2,456-56.5% | $2,343-54.4% |
| Participant deferral / active EE | $0 | $2,823-100.0% | $3,548-100.0% | $3,332-100.0% |
| Admin fee / account holder | $3,110 | $4,236-26.6% | $5,417-42.6% | $4,645-33.1% |