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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,927 | $58,828+47.8% | $78,002+11.4% | $62,881+38.2% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 7.11% | 17.16%-10.0pp | 425.99%-418.9pp | 20.14%-13.0pp |
| Employer contribution / active EE | $1,069 | $1,672-36.1% | $2,470-56.7% | $2,281-53.1% |
| Participant deferral / active EE | $0 | $2,686-100.0% | $3,497-100.0% | $3,203-100.0% |
| Admin fee / account holder | $7,808 | $4,393+77.7% | $5,481+42.5% | $4,296+81.8% |