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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,113 | $102,429+183.2% | $147,096+97.2% | $80,925+258.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 9.16% | 135.02%-125.9pp | 419.75%-410.6pp | 35.65%-26.5pp |
| Employer contribution / active EE | $5,020 | $3,716+35.1% | $4,936+1.7% | $2,756+82.1% |
| Participant deferral / active EE | $8,459 | $6,649+27.2% | $8,071+4.8% | $4,299+96.8% |
| Admin fee / account holder | $104,359 | $7,957+1211.6% | $13,005+702.4% | $6,940+1403.7% |